A health plan that works for your business
Get to know our plans for groups of 1-4 employees.
2026 plans
Shoppers can buy insurance through one of our preferred intermediary partners, HSA Insurance and Small Business Service Bureau, Inc (SBSB). These companies offer personalized service and guidance choosing a plan. You also can find a selection of our plans on the Massachusetts Health Connector for Business.
Care Complement benefits
Care Complement provides access to more affordable care options by removing cost sharing for certain services, therapies, and medications. The following services are covered at $0 cost sharing:
- First six physical therapy or occupational therapy visits
- First six acupuncture visits (20 visit limit)
- First six chiropractor visits
- First three sick visits and first three behavioral health visits for members aged 18 or younger
- Cardiac rehabilitation therapy
- Certain services that reduce the risk of complications from diabetes, including an annual routine eye exam, diabetic education, and nutritional counseling
- Medication-assisted therapy office visits and prescriptions to treat substance use
- 11 common prescription medications for chronic conditions such as depression, diabetes, heart conditions, and high blood pressure
| Plan Name | Annual Individual Deductible | Family Deductible | Office Visit Copay - PCP | Office Visit Copay - Specialist | Plan Documents |
| Complete HMO 20/40 with Care Complement | $0 | $0 | $20 | $40 | |
| Complete HMO 500 with Care Complement | $500 | $1,000 | $25 | $45 | |
| Complete HMO 1000 25/50/350 with Care Complement | $1,000 | $2,000 | $25 | $50 | |
| Complete HMO 1500 25/50 ER350 with Care Complement | $1,500 | $3,000 | $25 | $50 | |
| Complete HMO 2000 25/50 ER450 with Care Complement | $2,000 | $4,000 | $25 | $50 | |
| Complete HMO 2000 35/70 with Care Complement | $2,000 | $4,000 | $35 | $70 | |
| Complete HMO 2500 30/55/500 with Care Complement | $2,500 | $5,000 | $30 | $55 | |
| Complete HMO 2500 15%/35% with Care Complement | $2,500 | $5,000 | $30 | $55 | |
| Complete HMO 3000 40/55/750 with Care Complement | $3,000 | $6,000 | $40 | $55 | |
| Complete HMO 4000 35/45 ER750 10% with Care Complement | $4,000 | $8,000 | (D) $35 | (D) $45 | |
| Complete HMO HSA 2500 35/50 Enhanced FlexRx | $2,500 | $5,000 | (D) $35 | (D) $50 |
(D) = Deductible must be met first, then copayment or coinsurance may apply.
| Plan Name | Annual Individual Deductible | Family Deductible | Office Visit Copay - PCP | Office Visit Copay - Specialist | Plan Documents |
| Choice Easy Tier HMO 500 25/45/400 with Care Complement | $500 | $1,000 | $25 | $45 | |
| Choice Easy Tier HMO 1000 25/50/350 with Care Complement | $1,000 | $2,000 | $25 | $50 | |
| Choice Easy Tier HMO 1500 25/50 ER350 with Care Complement | $1,500 | $3,000 | $25 | $50 | |
| Choice Easy Tier HMO 2000 25/50 ER450 with Care Complement | $2,000 | $4,000 | $25 | $50 | |
| Choice Easy Tier HMO 2500 15%/20%/35% with Care Complement | $2,500 | $5,000 | $40 | $55 | |
| Choice Easy Tier HMO 3000 45/55/750 with Care Complement | $3,000 | $6,000 | $45 | $55 |
Search for covered drugs in our Formulary
See the 6-Tier drug list here.
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Mass General Brigham Health Plan includes Mass General Brigham Health Plan, Inc.
and Mass General Brigham Health Insurance Company